diff --git a/module/applications/sheets/api/base-actor.mjs b/module/applications/sheets/api/base-actor.mjs
index e619daad..2fb3f68a 100644
--- a/module/applications/sheets/api/base-actor.mjs
+++ b/module/applications/sheets/api/base-actor.mjs
@@ -160,7 +160,7 @@ export default class DHBaseActorSheet extends DHApplicationMixin(ActorSheetV2) {
             inactives: []
         };
 
-        for (const effect of this.actor.allApplicableEffects({ noArmor: true })) {
+        for (const effect of this.actor.allApplicableEffects({ noTransferArmor: true })) {
             const list = effect.active ? context.effects.actives : context.effects.inactives;
             list.push(effect);
         }
diff --git a/module/data/action/baseAction.mjs b/module/data/action/baseAction.mjs
index f6ffe75f..23d30cb2 100644
--- a/module/data/action/baseAction.mjs
+++ b/module/data/action/baseAction.mjs
@@ -295,17 +295,19 @@ export default class DHBaseAction extends ActionMixin(foundry.abstract.DataModel
     static async getEffects(actor, effectParent) {
         if (!actor) return [];
 
-        return Array.from(await actor.allApplicableEffects()).filter(effect => {
-            /* Effects on weapons only ever apply for the weapon itself */
-            if (effect.parent.type === 'weapon') {
-                /* Unless they're secondary - then they apply only to other primary weapons */
-                if (effect.parent.system.secondary) {
-                    if (effectParent?.type !== 'weapon' || effectParent?.system.secondary) return false;
-                } else if (effectParent?.id !== effect.parent.id) return false;
-            }
+        return Array.from(await actor.allApplicableEffects({ noTransferArmor: true, noSelfArmor: true })).filter(
+            effect => {
+                /* Effects on weapons only ever apply for the weapon itself */
+                if (effect.parent.type === 'weapon') {
+                    /* Unless they're secondary - then they apply only to other primary weapons */
+                    if (effect.parent.system.secondary) {
+                        if (effectParent?.type !== 'weapon' || effectParent?.system.secondary) return false;
+                    } else if (effectParent?.id !== effect.parent.id) return false;
+                }
 
-            return !effect.isSuppressed;
-        });
+                return !effect.isSuppressed;
+            }
+        );
     }
 
     /**
diff --git a/module/data/activeEffect/armorEffect.mjs b/module/data/activeEffect/armorEffect.mjs
index f52f5efc..597cdf27 100644
--- a/module/data/activeEffect/armorEffect.mjs
+++ b/module/data/activeEffect/armorEffect.mjs
@@ -1,3 +1,5 @@
+import { getScrollTextData } from '../../helpers/utils.mjs';
+
 /**
  * ArmorEffects are ActiveEffects that have a static changes field of length 1. It includes current and maximum armor.
  * When applied to a character, it adds to their currently marked and maximum armor.
@@ -185,6 +187,19 @@ export default class ArmorEffect extends foundry.data.ActiveEffectTypeDataModel
                 ui.notifications.error(game.i18n.localize('DAGGERHEART.UI.Notifications.cannotAlterArmorEffectType'));
                 return false;
             }
+
+            if (changes.system.changes[0].value !== this.armorChange.value && this.parent.actor?.type === 'character') {
+                const increased = changes.system.changes[0].value > this.armorChange.value;
+                const value = -1 * (this.armorChange.value - changes.system.changes[0].value);
+                options.scrollingTextData = [getScrollTextData(increased, value, 'armor')];
+            }
         }
     }
+
+    _onUpdate(changes, options, userId) {
+        super._onUpdate(changes, options, userId);
+
+        if (options.scrollingTextData && this.parent.actor?.type === 'character')
+            this.parent.actor.queueScrollText(options.scrollingTextData);
+    }
 }
diff --git a/module/data/actor/base.mjs b/module/data/actor/base.mjs
index 3b4de08d..14bc4fe8 100644
--- a/module/data/actor/base.mjs
+++ b/module/data/actor/base.mjs
@@ -1,6 +1,6 @@
 import DHBaseActorSettings from '../../applications/sheets/api/actor-setting.mjs';
 import DHItem from '../../documents/item.mjs';
-import { getScrollTextData } from '../../helpers/utils.mjs';
+import { getResourceScrollTextData } from '../../helpers/utils.mjs';
 
 const fields = foundry.data.fields;
 
@@ -211,7 +211,7 @@ export default class BaseDataActor extends foundry.abstract.TypeDataModel {
             const textData = Object.keys(changes.system.resources).reduce((acc, key) => {
                 const resource = changes.system.resources[key];
                 if (resource.value !== undefined && resource.value !== this.resources[key].value) {
-                    acc.push(getScrollTextData(this.resources, resource, key));
+                    acc.push(getResourceScrollTextData(this.resources, resource, key));
                 }
 
                 return acc;
diff --git a/module/data/item/base.mjs b/module/data/item/base.mjs
index 447da3bf..334b0c5e 100644
--- a/module/data/item/base.mjs
+++ b/module/data/item/base.mjs
@@ -8,7 +8,7 @@
  * @property {boolean} isInventoryItem- Indicates whether items of this type is a Inventory Item
  */
 
-import { addLinkedItemsDiff, getScrollTextData, updateLinkedItemApps } from '../../helpers/utils.mjs';
+import { addLinkedItemsDiff, getResourceScrollTextData, updateLinkedItemApps } from '../../helpers/utils.mjs';
 import { ActionsField } from '../fields/actionField.mjs';
 import FormulaField from '../fields/formulaField.mjs';
 
@@ -224,7 +224,11 @@ export default class BaseDataItem extends foundry.abstract.TypeDataModel {
         const armorChanged =
             changed.system?.marks?.value !== undefined && changed.system.marks.value !== this.marks.value;
         if (armorChanged && autoSettings.resourceScrollTexts && this.parent.parent?.type === 'character') {
-            const armorData = getScrollTextData(this.parent.parent.system.resources, changed.system.marks, 'armor');
+            const armorData = getResourceScrollTextData(
+                this.parent.parent.system.resources,
+                changed.system.marks,
+                'armor'
+            );
             options.scrollingTextData = [armorData];
         }
 
diff --git a/module/documents/actor.mjs b/module/documents/actor.mjs
index 2eafc70f..da399df5 100644
--- a/module/documents/actor.mjs
+++ b/module/documents/actor.mjs
@@ -573,8 +573,7 @@ export default class DhpActor extends Actor {
         const availableStress = this.system.resources.stress.max - this.system.resources.stress.value;
 
         const canUseArmor =
-            this.system.armor &&
-            this.system.armor.system.marks.value < this.system.armorScore &&
+            this.system.armorScore.value < this.system.armorScore.max &&
             type.every(t => this.system.armorApplicableDamageTypes[t] === true);
         const canUseStress = Object.keys(stressDamageReduction).reduce((acc, x) => {
             const rule = stressDamageReduction[x];
@@ -614,12 +613,7 @@ export default class DhpActor extends Actor {
         const hpDamage = updates.find(u => u.key === CONFIG.DH.GENERAL.healingTypes.hitPoints.id);
         if (hpDamage?.value) {
             hpDamage.value = this.convertDamageToThreshold(hpDamage.value);
-            if (
-                this.type === 'character' &&
-                !isDirect &&
-                this.system.armor &&
-                this.#canReduceDamage(hpDamage.value, hpDamage.damageTypes)
-            ) {
+            if (this.type === 'character' && !isDirect && this.#canReduceDamage(hpDamage.value, hpDamage.damageTypes)) {
                 const armorSlotResult = await this.owner.query(
                     'armorSlot',
                     {
@@ -989,13 +983,13 @@ export default class DhpActor extends Actor {
     }
 
     /**@inheritdoc */
-    *allApplicableEffects({ noArmor } = {}) {
+    *allApplicableEffects({ noSelfArmor, noTransferArmor } = {}) {
         for (const effect of this.effects) {
-            yield effect;
+            if (!noSelfArmor || effect.type !== 'armor') yield effect;
         }
         for (const item of this.items) {
             for (const effect of item.effects) {
-                if (effect.transfer && (!noArmor || effect.type !== 'armor')) yield effect;
+                if (effect.transfer && (!noTransferArmor || effect.type !== 'armor')) yield effect;
             }
         }
     }
diff --git a/module/helpers/utils.mjs b/module/helpers/utils.mjs
index 980349ba..18f7dfd7 100644
--- a/module/helpers/utils.mjs
+++ b/module/helpers/utils.mjs
@@ -378,14 +378,18 @@ export const arraysEqual = (a, b) =>
 
 export const setsEqual = (a, b) => a.size === b.size && [...a].every(value => b.has(value));
 
-export function getScrollTextData(resources, resource, key) {
-    const { reversed, label } = CONFIG.DH.ACTOR.scrollingTextResource[key];
-    const { BOTTOM, TOP } = CONST.TEXT_ANCHOR_POINTS;
+export function getResourceScrollTextData(resources, resource, key) {
     const increased = resources[key].value < resource.value;
     const value = -1 * (resources[key].value - resource.value);
 
-    const text = `${game.i18n.localize(label)} ${value.signedString()}`;
+    return getScrollTextData(increased, value, key);
+}
 
+export function getScrollTextData(increased, value, key) {
+    const { reversed, label } = CONFIG.DH.ACTOR.scrollingTextResource[key];
+    const { BOTTOM, TOP } = CONST.TEXT_ANCHOR_POINTS;
+
+    const text = `${game.i18n.localize(label)} ${value.signedString()}`;
     const stroke = increased ? (reversed ? 0xffffff : 0x000000) : reversed ? 0x000000 : 0xffffff;
     const fill = increased ? (reversed ? 0x0032b1 : 0xffe760) : reversed ? 0xffe760 : 0x0032b1;
     const direction = increased ? (reversed ? BOTTOM : TOP) : reversed ? TOP : BOTTOM;